Vehicles covered with our European breakdown cover policies
European breakdown cover is available for the following vehicles
Insured vehicle means any vehicle registered in the United Kingdom which is under 15 years old since first registration which your party are travelling in during the period of insurance as shown in your policy schedule, provided it;
- • is either a car, 4x4, MPV, SUV, light van, motorhome, campervan, or motorcycle privately registered in the United Kingdom. This may include a hired vehicle, including company cars, provided you have the hirer’s permission. This does not include trucks and car transporters (of any kind).
- • carries no more than the number of persons recommended by the manufacturer (and for whom seats are provided) with a maximum of 8 persons including the driver.
- • does not exceed (including any load carried) the following gross vehicle weight and dimensions; 3,500kg in weight, 8m in length, 3m in height and 2.3m in width.
- • is serviced, maintained and operated as recommended by the manufacturer and holds a current valid MOT certificate if applicable.
Use of the insured vehicle
No cover is available under this policy if, at the time of the event, the insured vehicle was;
- a. being used for racing, competition, rally, trials, off-road driving, speed or duration tests, any motor sports, or practising for such events.
- b. overloaded or towing or carrying more weight or people than it is designed for, as shown in the manufacturer’s details.
- c. hired out or used for hire or reward, or for the carriage of goods for reward, or any claim which includes commercial goods.
- d. not in normal use.
- e. being driven by a person whom you know does not have a valid driving licence.
- f. being driven by a person whom does not meet the conditions of their driving licence.
European breakdown cover is available for the following caravans and trailers
- A caravan or trailer of standard make that meets The Motor Vehicles (Construction and Use) Regulations 1978, is fitted with a standard 50mm tow ball, and is being towed by the insured vehicle at the time of the event.
- Does not exceed (including any load carried) the following gross vehicle weight and dimensions; 3,500kg in weight, 8m in length, 3m in height and 2.3m in width.
- Please note that cover for caravans and trailers is limited to cover 1, 2 and 6. We do not cover any attachments, or accessories to the insured vehicle.