European breakdown cover comparison

See how our european breakdown cover compares in terms of whats covered against the AA and the RAC

The comparison table shown below has been gathered by an independent research team based on findings taken on the 4th of March 2026. In all cases breakdown operators were contacted via their call centres in order to verify what incidents would be covered.

Covered for	Our Cover	AA	RAC
Vehicle Breakdown
Accident*
Vandalism
Fire
Theft
Attempted Theft
Lockout
Puncture or Flat Tyre

See how our European breakdown cover compares on levels of cover

The amounts shown are the maximum payable under the policy.

Levels of Cover	Bronze	Silver	Gold
24/7 Emergency Support
Broken down: Repaired or Recovered to a Garage
In an Accident: Recovered to a Garage
Vehicle catches fire: Recovered to a garage
Tyre problems: Roadside assist or taken to a Garage
Vehicle is vandalised: Recovered to a garage
Loss of keys
Garage Costs: Covers the first £500 of any bill
Vehicle is stolen and not recovered
Vehicle out of action: Car hire or onward travel
Vehicle out of action: Local hotel costs
Need spare parts: Courier costs covered
Vehicle been broken into: Emergency repair costs
Vehicle not fixed: Vehicle repatriation to UK
Car left abroad: Costs if You choose to collect
Vehicle cant be fixed Onward relay in Europe
Injured or too ill to drive
Problem before you leave UK: Vehicle rental costs
Cover for your caravan or trailer if it has a problem
Trailer or Caravan taken to UK if it can't be fixed

* Annual UK and European policy only